The BISP 3rd Installment for 2026 is now being distributed through banks to make the process faster, safer, and more convenient for beneficiaries. This initiative eliminates the need to stand in long queues at payment centers, allowing families to receive funds directly in their registered bank accounts. In addition to financial assistance, eligible recipients can also claim a free SIM card to stay connected and access essential mobile services. This combined approach supports both monetary aid and digital inclusion.
To receive the 3rd Installment, beneficiaries must ensure that their CNIC (Computerized National Identity Card) and bank account details are updated in the BISP database. This verification step ensures that payments are processed correctly and without delays.
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Confirm Your Eligibility
Before accessing the BISP 3rd Installment, it’s essential to check if your CNIC is listed in the current payment cycle. Visit your local bank branch or use the BISP helpline to confirm eligibility. Banks process payments only for verified accounts, so keeping your information up to date is critical.
Program Overview
| Requirement | Purpose |
| Valid CNIC | Identity verification |
| Bank account details | Secure deposit of 3rd Installment |
| Registered mobile number | Eligibility for free SIM |
| Bank verification | Confirms payment and SIM activation |
| Timely SIM collection | Activation and access to SIM benefits |
Required Documents for Bank Transfer
To receive the installment and free SIM, prepare the following:
- A valid CNIC for identification
- Bank account details including IBAN
- A mobile number registered in your name
Once these details are verified, the bank will mark your account for the installment deposit and arrange delivery of the free SIM card.
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Free SIM Card Offer 2026
The free SIM card provided with the BISP Installment is a prepaid card with basic call and data services. It is part of BISP’s effort to promote digital connectivity among beneficiaries. The SIM can be used to receive SMS notifications about future payments, access online services, and stay connected with family and friends.
Eligibility for SIM Card
Not all beneficiaries automatically receive the SIM card. You must provide a working mobile number registered in your name during the bank verification process. SIM cards are distributed on a first-come, first-served basis, so timely registration is recommended. Your bank will confirm eligibility during the payment process.
Payment and SIM Collection Process
Once your bank confirms eligibility, the BISP 3rd Installment will be deposited into your account within one to two working days. You may receive an SMS alert once the payment is credited. The SIM card can be collected either from the bank branch or via courier if supported. After receiving it, visit a local telecom outlet for activation using your CNIC. Once activated, the SIM can be used immediately for calls, data, and SMS notifications.
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Benefits of Bank Transfer and SIM Offer
- Safe and secure payment without visiting cash centers
- Digital connectivity for beneficiaries via the free SIM card
- Quick notification of future BISP updates via SMS
Conclusion
The BISP 3rd Installment 2026 program combines financial support with digital inclusion, offering a smooth, safe, and efficient way to reach eligible families. By ensuring that your CNIC, bank account, and mobile number are up to date, you can receive your installment directly in your bank account and enjoy the additional benefit of a free SIM card. This approach reflects a modern, convenient, and transparent way of delivering social assistance.